Your financial life, mapped and monitored. Together.

Drop in your documents: trusts, tax returns, insurance policies, account statements, estate plans. Vigil's AI extracts structured data including accounts, beneficiaries, professionals, provisions, dates, and coverage details. Review what it found. Correct what it missed. Fill the gaps with guided prompts.

The map covers your complete financial life:

• ✓ Financial accounts across all institutions
• ✓ Property
• ✓ Insurance
• ✓ Estate documents
• ✓ Your professional network
• ✓ Your trusted contacts
• ✓ Income and obligations

Every piece of data shows its confidence basis:

You always know how much to trust a given data point.

Target: 80% coverage in your first session. Refine together over time.

The audit surfaces things like:

• Beneficiary mismatches: "Your 401k lists your ex-spouse. Your trust names your current spouse. This may be worth discussing with your estate attorney."
• Coverage gaps: "$2M in real estate, no umbrella policy documented. Consider asking your insurance agent whether umbrella coverage is appropriate."
• Document conflicts: "Your will names Executor A but your trust names Successor Trustee B for the same assets."
• Stale information: "Trust last updated in 2019, references a state you no longer live in."
• Missing essentials: "No healthcare directive found. No power of attorney documented."

Each finding shows its severity, the data it's based on and each data point's confidence tag, and a suggested next step. Always framed as a question for a specific professional.

The trust that was current three years ago. The insurance policy approaching renewal. The login your spouse could access last year but can't today. Readiness erodes silently. Monitor catches it.

The Semi-Annual Check-In

Sit down together. Walk through every category: account inventory, value drift, access path health, insurance and expirations, estate documents, people and contacts. Close with the spouse comfort check: "Could you act on this runbook if you needed to?"

Walk away with a fresh household runbook. Before a trip, after a life change, or just because it's been six months.

Proof of Access

Periodic micro-validations confirm that you and your spouse can still reach critical accounts and documents. Last-verified timestamps track drift. Configurable cadence: quarterly for financial accounts, semiannual for physical access.

Pulse Reports

Monthly email summary of your readiness status. New findings. Proof of Access results. Upcoming expirations. Under 60 seconds to read.

Readiness Decay Detection

When data goes stale, readiness status degrades from READY to NOT READY with specific reasons. No ambiguity. No silent degradation.

This is the core of Vigil Protocol. Everything before this is setup. This is what your household depends on.

Your household runbook is always available. A living document built from your actual financial map, always current, always accessible. Either spouse can pull it up at any time to see the full picture: every account, every professional, every document, every next step.

When disruption hits, the runbook becomes a verified protocol. Your spouse doesn't face a blank screen and a list of phone numbers. They face a progressive, verified playbook that delivers the right information at the right time, with multi-party verification and professional escalation built in.